Discounts & Special Programs

Save More with Alinsco Insurance Discounts

At Alinsco Insurance, we know saving money matters. That’s why we offer a range of discounts to help lower your auto insurance premiums. From rewarding safe driving habits to offering perks for smart planning, we’ve got ways to help you keep more money in your pocket.

Discounts You Can Count On

Here are some of the discounts we offer to make insurance more affordable:

• Prior Insurance Discount: Customers who’ve maintained at least six months of continuous insurance coverage with no more than a 30-day gap qualify for this discount.

• Multi-Car Discount: Insure more than one vehicle with us and enjoy extra savings.

• Preferred Driver Discount: If you’ve been accident-free and claims-free for the past three years, we’ll reward your safe driving with a lower rate.

• Paid-in-Full Discount: Paying your premium in full for a six- or twelve-month policy earns you additional savings.

• EFT Discount: By setting up automatic payments through electronic funds transfer (EFT), you can simplify your payments and save on your policy.

• Homeowner Discount: Own your home? We’ll help you save even more. Your home can be a house, condo, townhome, or mobile home, as long as you’re the owner and it’s your primary residence.

• Advance Quote Discount: Planning ahead has its perks. When you quote and secure your policy before your start date, you qualify for this discount.

• Telematics Discount: Using the Alinsco mobile app, you can activate telematics to monitor your driving habits. This program rewards safe driving with a discount on your premium. Drive better, and you’ll save more!

Defensive Driving and Safe Driving Habits

While we don’t specifically offer a discount for completing a defensive driving course, being a safe driver can still pay off. Those with clean driving records are eligible for our Preferred Driver Discount, which rewards accident-free and claims-free behavior.

Affordable Insurance, Tailored for You

Alinsco Insurance is committed to providing affordable and flexible coverage options. By taking advantage of our discounts, you can customize a policy that fits your budget without sacrificing quality coverage.