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Coverage and Policy Details

Your Coverage Options with Alinsco Insurance

At Alinsco Insurance, we understand that every driver has unique needs, so we offer flexible coverage options to help you stay protected wherever the road takes you. Here’s a closer look at what we provide to ensure your peace of mind.

Liability and Full Coverage Options

We offer basic liability coverage that meets Texas state requirements, as well as comprehensive and collision coverage for greater protection. While we don’t offer full coverage as a single product, combining these options with other features like uninsured/underinsured motorist protection can give you the full peace of mind you’re looking for.

Roadside Assistance and Rental Coverage

Life happens, and we’re here to help. Optional roadside assistance provides support for unexpected breakdowns, while rental reimbursement coverage ensures you have a vehicle to drive if your insured car is in the shop due to a covered claim.

Certain Alinsco products also extend coverage to rental vehicles, providing added security when you need it most.

Coverage for Out-of-State Driving

Your Alinsco policy provides coverage when driving in other states, so you’re protected in case of an accident while traveling.

Driving and Moving Out of State

While your policy covers you when driving in another state, if you move out of Texas, your policy will no longer remain active. In that case, you’ll need to secure a new policy in your new state of residence.

Mexico Coverage and Vehicle Eligibility

For those planning short trips to Mexico, select Alinsco policies include limited coverage within 25 miles of the U.S.-Mexico border. However, this coverage may not meet Mexican authorities' requirements. We recommend purchasing additional coverage from a licensed Mexican insurer for extended trips.

It’s important to note that Alinsco requires all vehicles to have a valid Texas registration. Vehicles registered in Mexico are not eligible for our policies.

Non-Owner Policies

At this time, we do not offer non-owner insurance policies. If you drive a vehicle you don’t own, we recommend discussing coverage options with the vehicle’s owner or exploring other policies that suit your needs.

Your Insurance, Your Way

At Alinsco, we’re here to offer the right protection for your driving needs. Reach out to your local agent or visit our website to explore the best coverage options for you. We’re committed to keeping you protected, no matter where the road leads.

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