Can you get car insurance with a suspended license in Texas?
Yes. Alinsco insures drivers with a suspended license in Texas. Most suspensions also require an SR-22, a filing your insurer submits to the state proving you carry Texas's minimum liability coverage.
What to expect
-
A suspended license doesn't disqualify you — Alinsco writes policies either way
-
Most suspensions require an SR-22, which Alinsco files electronically with Texas DPS
-
Rates run higher than a standard policy, reflecting the increased risk
-
No valid driver's license? Alinsco accepts other forms of ID (see below)
Why licenses get suspended in Texas
-
Driving without insurance
-
A DWI or DUI conviction
-
Too many points from traffic violations
-
Failing to appear in court
-
Failing to pay child support
-
Refusing or failing a breath or blood test (an ALR suspension)
No driver's license? ID Alinsco accepts
-
International driver's license
-
Matrícula consular
-
Mexico driver's license
-
Passport
-
Permanent resident card
-
Texas ID
-
Visa
-
Voter's card (IFE)
How to get covered
-
Get a quote — vehicle and ID details; let us know you need an SR-22 filed
-
Buy the policy — coverage starts right away, and the SR-22 filing goes out automatically if required
This explains how insuring a suspended license generally works in Texas. Ask Texas DPS or your Alinsco agent about the rules and fees that apply to your situation.
RELATED QUESTIONS
What is an SR-22?
Can you get car insurance with a DUI?
Can you get car insurance if you don't currently have insurance?