Can you get car insurance if you don't currently have insurance?
Yes. Some standard carriers may be hesitant to cover you if you don't currently have insurance, but high-risk carriers price specifically for this situation, so coverage stays available. Alinsco, for example, doesn't penalize you for a lapse in coverage — and if you can show proof of prior insurance, you may actually qualify for a discount.
What to expect
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Standard carriers may be more cautious about insuring a driver without current coverage
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High-risk carriers are built to price for this — a lapse alone doesn't disqualify you
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Alinsco doesn't penalize you simply for not currently having coverage
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If you do have prior insurance though, providing proof of such may qualify you for a discount
How to get covered
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Get a quote — vehicle and license details; include proof of prior insurance if you have it, to see if you qualify for a discount
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Buy the policy — coverage starts immediately
This explains how coverage after a lapse generally works across carriers, including Alinsco. Ask your Alinsco agent which rules apply to your policy.
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