Getting a license is one of life’s major milestones. There’s no doubt that FINALLY being able to drive on your own is something every teen cannot wait to do. But how sure are you that your young driver is ready to take on the road all on their own? We look for the best car seat, the best daycare, but when your kids are ready to learn to drive, parents should help them the best drivers they can be. Safe driving is really about judgment. At the start of their driving career ris

We were all waiting for the summer to travel to our favorite spots when the pandemic hit. With a new normal some are starting to go out...

What is better? Independent vs. Broker? What is the difference? Is there even a difference? Let’s compare & see! Independent Agents Shop Multiple Carriers – Independent agents are able to shop multiple insurance carriers with one application. Agencies carry contracts with multiple A+ rated insurance companies (versus just one) and can compare several quotes instantaneously. This is a huge advantage for you, eliminating the need to submit multiple applications to different car

Some insurance companies (not everyone) require to run or check your credit score before offering their services. Keep in mind: In most...

Here is a checklist on what to do. Check for injuries and car damages. Move to a safe place. Call 911 as soon as possible to report the accident. Open your insurance mobile app. Collect other driver’s info such as insurance information, personal information, and driver’s license. If any witness saw the accident, ask for their personal information too, it will be an important fact that your insurance company might need. Take & upload photos of the damage. The more proof you h

Auto Insurance industry in Texas has news for insured drivers starting January 1, 2020. The first and the most important is the named...

Recent data from Highway Loss Data Institute of Insurance, claims from 2006 through 2018 the number of deer-related accidents increases in November. Numbers are wary but you still have time to get informed and see how you can avoid a deer-vehicle collision. In addition, what can we do if you or a friend end up in that situation? Keep reading to know more! What you should do after hitting a deer? What to do if you hit a deer and it’s still alive? Is hitting a deer an at-fault

Is Texas a no-fault insurance state? Minimum coverage What happens if damage exceeds the coverage amount? States with a no-fault state What does cover a No-Fault Insurance? Concept of at-fault state States with a fault state When getting auto insurance in Texas, it’s best to learn how the system works! It doesn’t matter what kind of policy or company you decide, the same laws apply for everyone. Let’s move on to explain the Texas Auto insurance system in an easy way that you’

Prepare for the flood. Most don’t begin to prepare until it is too late. Check out the seamless process and take the necessary steps to...

So, does your home insurance policy cover water damage? Do I need flood insurance? What does flood insurance cover that my homeowner...

Back to School Driving Tips 101 School is back in session! The summer is over, and we are heading straight into a new school year. Back to school means there are more drivers on the road than usual during your morning commute. Most will purposely take alternate routes during the school year to avoid the additional slow down time. However, if you are dropping off a kiddo, there isn’t any other choice. Here is our Back to School Driving tips from TXDOT.GOV to help make the comm

In the great state of Texas general liability insurance is required by law for all those driving a vehicle. But what is General...

School is out, and vacation and travel are on everyone’s summer list. RV’s, boats and watercraft just give you all the summer feels. Loaded down and in route to a favorite destination where your family is going to make memories is one of great gratitude! However, with all good things, we must prepare for the not so pleasant. Knowing the amount and type of coverage you have in case of an accident can give some peace of mind. So what kinds of insurance coverages do you need? He

Summers in Texas can get hot…extremely hot. What better way to combat this intense heat than to take a trip to the lake? With your...

Can Having Smart Home Features Save You on Your Home Insurance? Does a smart home sound crazy? What if incorporating smart home technology systems in your home could help you save on your home insurance premiums? The capabilities have been around for quite some time, but they are more affordable than ever. You don’t have to be a tech wiz to get started integrating technology into your home. Here are a few advances that can get you started in the smart home realm: Installing s

Want to keep the kiddos outside this summer? School is coming to an end and it’s time to start thinking about how you and your family are...